KREDED

Now you know the secret of how some lenders calculate the business' ability to repay the loan or EBIDA (Earnings Before Interest Depreciation and Amortization) also called, Traditional Cash Flow. A few things to note about this calculator: * It does not account for extraordinary expenses or non-recurring expenses, as some lenders will add those items back. * It does not account for federal taxes as most privately held companies are pass-through entities. * It does not apply to real estate transactions. * It does not include the owner's personal cash flow contribution to the transaction.