top of page

Financing Solutions

Funds for expansion, equipment purchase, or working capital, choosing the right type of loan is crucial. Our trusted lender partners offer various types. We can help you find the perfect fit for your business needs.

Senior Term Loans

Senior term loans are ideal for financing major capital investments, refinancing existing debt, or funding acquisitions.

Senior Revolvers ( Lines of Credit)

Senior revolvers are perfect for managing working capital needs, such as inventory and accounts receivable. They offer flexibility to draw funds as needed up to a predetermined credit limit. These loans are secured by collateral and have a variable interest rate.

Unitranche

Unitranche loans simplify the borrowing process and offer flexibility, making them an excellent choice for middle-market companies that require financing. 

These loans combine senior and subordinated debt into a single loan with a blended interest rate. They are typically provided by a single lender or group of lenders.

Second Liens

Second liens loans provide additional financing options when assets are already pledged as collateral. They can also be used for growth initiatives or acquisitions. 

Second liens loans are secured by collateral that is subordinate to the collateral securing the first lien loan. These loans have a higher interest rate than senior debt.

Accounts Receivable Financing

AR (Accounts Receivable) financing is a type of short-term financing that allows businesses to borrow against their outstanding invoices. The lender provides a percentage of the invoice amount upfront and collects payment from the customer when the invoice is due. AR financing is often used to improve cash flow and provide working capital for businesses that have long payment cycles or need to finance growth initiatives.

Asset-Based Loans

Asset-based loans are a type of financing that is secured by a borrower's assets, such as inventory, equipment, or accounts receivable. These loans can be structured as revolving lines of credit or term loans. Asset-based loans are often used by businesses that have significant assets but may not meet the requirements for traditional bank financing. They can be used to fund working capital needs, acquisitions, or other growth initiatives.

Stretch Loans

Stretch loans are often used to finance leveraged buyouts or recapitalizations. They can also be used to fund growth initiatives or acquisitions.

Stretch loans are a type of debt financing that provides borrowers with more flexibility in terms of repayment than traditional loans. These loans have a higher interest rate than senior debt.

Mezzanine

Mezzanine financing is often used to fund growth initiatives, such as expansion into new markets or product lines. It can also be used to fund acquisitions or buyouts.

Mezzanine financing is a type of debt financing that combines elements of debt and equity financing. These loans are typically unsecured and have a higher interest rate than senior debt.

Choosing the right loan requires careful consideration of factors such as credit score, collateral availability, repayment terms, and business goals. Our team of experts can guide you through the selection process to find the loan that suits your specific needs.

Get Started Today!

Ready to take your business to the next level? Apply for a loan or contact our team for more information. We're here to support your financial needs and help your business thrive.

About

KREDED is a technology company servicing the middle market to optimize their operations.

All loans are subject to the lender's underwriting criteria, including, but not limited to, business and personal cash flow and credit, quality of collateral, industry, time in business, and economic trends. Kreded does not originate, underwrite, fund, or service loans, and it does not collect or store proprietary information beyond basic contact details.

Email

Let's Connect

Join thousands of c-suite readers and don't miss our bi-monthly newsletter.

United States

© 2023 Kreded.

bottom of page